Our goal is to provide advisors with access to our recommendations at a fee comparable to
– or lower than – a low-cost
bond ETF. We charge based on the advisor’s individual corporate bond AUM and reduce our
fee in the first year since
it may take several quarters for an advisor to incorporate our recommendations into
client portfolios.
Learn the 24 corporate bonds we rate BUY. We updated all 62 buy/hold picks Sept 5. New picks coming this fall.
We have recommended sells of 65 of our prior 120+ corporate bond recommendations. For these 65 sells, we have outperformed the iShares corporate bond ETFs 77% of the time,
including 22 times by at least 10 points. Below we summarize the performance of the five bonds exited thus far in 2024.
Past performance does not guarantee future results.
View our corporate bond returns page to see the performance of all previous recommendations and for additional disclosures.
Improve potential performance
Investment
returns for 77% of our exited
bond picks have beaten the leading corporate bond ETFs.
Lower your fees
Pay a flat fee that has historically
been a small portion of the returns our exited bond picks achieved.
Save time
We do all the time-intensive investment
analysis for you.
Access all past and new bond picks
Gain immediate
access to all 120+ current and prior bond picks
plus new
picks, which we present quarterly.
Receive regular recommendation updates
We update our
buy/sell/hold recommendations via email and quarterly subscriber
webcasts.
Unmatched bond investing expertise
Our founder and
president Steve Shaw has 27 years of financial markets
experience and is the leading
expert for individual investors investing in individual
corporate bonds.
Steve
Shaw founded Bondsavvy on April 28,
2017 to empower individual investors
to benefit from the income, growth, and capital preservation
individual corporate bonds can
provide. The company launched its website in June 2017 and made
its first set of corporate bond recommendations during an in-person
edition
of The Bondcast on September 26, 2017.
We founded Bondsavvy to empower our subscribers to achieve returns
higher than the leading bond funds and ETFs. We provide new
recommendations and updates
via live webinars and subscriber emails. We discuss the frequency and
additional details of our subscriber communication in the below table:
Subscriber Service
Description
Frequency
Interactive webcast
where we present new corporate bond
recommendations
After quarterly earnings.
120+ corporate bond recommendations presented since inception. In 2024, we
presented new picks Jan 11, April 4, and July 11. New picks coming Nov 14.
Interactive
webcast where we update prior buy/sell/hold bond
recommendations based on issuing companies'
financial performance
and price performance of our recommended bonds
After quarterly earnings. We updated all picks
September 5, 2024 and will update again after Q3 earnings.
Bond investment
newsletter emailed to subscribers with further
buy/sell/hold updates, new recommendations,
tender offer recommendations,
etc.
Regularly throughout the
year.
Bondsavvy founder Steve Shaw responds
to subscriber questions and posts the answers for
all subscribers to see
Before Bondsavvy, bond investors had two unappealing choices: 1) sift
through thousands of individual corporate bonds and guess which ones to
buy and 2)
invest in bond funds that often have weak returns and understate bond fund
fees by not disclosing
fund trading costs to investors. Bondsavvy empowers subscribers to
make direct investments in bonds, which reduces costs, increases
transparency, and enables investors to maximize returns. Our bond
recommendations take the guesswork out of bond investing and save time,
as subscribers
access thoroughly researched bond recommendations they can add to their
portfolios.
We present new bond investment recommendations during quarterly editions of
The Bondcast, a live subscriber-only webcast that includes subscriber
Q&A. We host The Bondcast quarterly, shortly after
companies complete reporting quarterly financials. During each edition
of The
Bondcast, we review the rationale for each corporate bond investment, as
well as the prices, YTMs, credit spreads,
and liquidity for each recommended corporate bond. We also review key
financial information of the companies issuing our recommended bonds.
To learn more about The Bondcast and our investment process, please
click on the following links:
We record each edition of The Bondcast and then post the webcast
recording and PDF of the presentation in the subscriber area of Bondsavvy.
We update
our recommendations throughout the year, including during quarterly editions
of The Super Bondcast, where we update buy/sell/hold recommendations
for each previously recommended corporate bond. We supplement our webcasts
with an emailed investment newsletter that provides additional
recommendation
updates and notifications of upcoming subscriber events.
Our goal with each new corporate bond recommendation is that our
subscribers can buy or sell the bonds as close to the recommended price
as possible.
Generally speaking, while our recommendations have caused significant
volume increases in our recommended bonds, for bond recommendations
since our
first set of recommendations on September 26, 2017, we have only seen
material immediate pricing increases for two new buy recommendations,
which we
made December 17, 2020. Since then, we have taken several actions
to limit the market impact of new bond recommendations, which have been
successful. Click to view a preview of our best bonds blog post,
which shows the trading activity of recommendations made September 9,
2021.
In fixed income, market impact is not a concept limited to investors
buying individual bonds. Large institutional investors grapple
with this
issue every day. The challenge is that, due to the lack of
transparency of bond funds vs. individual bonds, bond fund investors
don't know the
magnitude of the market impact caused by bond funds buying and selling
securities since these investors only see that fund's net asset value
per share.
Investors in individual corporate bonds know the exact price at which
they buy and sell each bond.
We recommend subscribers buy bonds online and
hold accounts at Fidelity
and E*TRADE, which helps ensure subscribers can see all available bond
quotes and execute trades at competitive prices and with low
commissions.
Corporate bonds trade in a dynamic marketplace, and, while corporate
bond prices are typically not as volatile as stocks, there can
be market-driven price movements that can result in subscribers
transacting above or below our recommended
prices.
As soon as you subscribe to Bondsavvy, you gain immediate access to all
of our current and previous bond investment recommendations. This
includes
access to all prior editions of The Bondcast, where we present new bond
recommendations, and The Super Bondcast, where we update existing
investment
recommendations. Subscribers receive a tremendous amount of value
immediately. As a result, we do not offer free trials.
We recommend both investment-grade and high-yield corporate bonds. We look
for bonds with compelling values that can increase in price and achieve
strong total returns. Often times, we find bonds rated below investment
grade by the bond rating agencies that, based on their financials, should be
rated investment grade. Such bonds often present compelling risk-reward
investment opportunities.
Steve Shaw founded Bondsavvy to empower investors to benefit from owning
individual corporate bonds. We want individual investors to know
everything
the world's largest institutional investors know about bond
investing. We created Bondsavvy Forum so subscribers could ask
questions
specific to our recommendations or to bond investing in general.
Subscribers submit questions to Bondsavvy Forum, which Steve answers so
all Bondsavvy subscribers can see answers to questions posed by our
subscribers.
No. Bondsavvy provides investment recommendations our subscribers use to
decide which bonds to buy and when to sell bonds
we previously recommended. We do not hold customer assets and
our recommendations do not take into account an investor’s particular
investment objectives, financial situation, or needs.
Bondsavvy subscribers transact through their own brokerage firm such as
Fidelity and E*TRADE. We encourage our subscribers to buy and sell bonds
online.
Since our first recommendations in September 2017, Bondsavvy has recommended over 125 individual corporate bonds. Through July 16, 2024, we had recommended “sells” on 59 previously recommended bonds. Below, we show how many recommended bonds fall into each indicated category across the 68 bonds we rated “buy” or “hold" on July 16, 2024.
Summary of Bondsavvy's Corporate Bond Recommendations
Bond Rating
High Yield
(38)
Investment Grade
(30)
High Yield Recommendations
YTM Ranges
5.10%-5.74%
(5)
5.75%-6.24%
(13)
6.25%-6.99%
(11)
7.00%+
(6)
Maturity Date Ranges
'25-'28
(13)
'29-'32
(14)
'33-'39
(7)
'40-'50
(4)
Investment Grade Recommendations
YTM Ranges
4.55%-4.99%
(9)
5.00%-5.49%
(10)
5.50%-5.99%
(9)
6.00%+
(2)
Maturity Date Ranges
'25-'28
(5)
'29-'32
(3)
'33-'39
(4)
'40-'50
(11)
'51-'60
(7)
YTM figures are from Fidelity.com and FINRA TRACE market data and are as of July 16, 2024. All related bond pick data are as of this date as well.
Which Bonds Should I Buy?
We Present New Bond
Picks Every Quarter Following Company Earnings Releases
Watch Founder Steve Shaw preview the
premier of The Bondcast in September 2017
"As a new subscriber to Bondsavvy, I have gathered a treasure trove of
investing techniques that have allowed me to convert
my portfolio from mostly stock holdings to a valuable income producing one. I feel much
more relaxed in my retirement
without the worry of political events and quarterly shocks affecting my holdings as
before."
"I have been a member for over a year and my first year returns have been
terrific - over 15% returns within 12 months!
BondSavvy is a great service that provides you education regarding all the nuances of
individual bond investing, plus
sound and insightful recommendations for buying and selling."
Upcoming and Previous Subscriber Presentations
Bondsavvy presents new corporate bond recommendations during The Bondcast and updates these recommendations on The Super Bondcast. These events are every quarter, following companies reporting earnings.
We supplement these exclusive subscriber webcasts with regular subscriber email updates and with Bondsavvy Forum, where our founder Steve Shaw responds to subscriber questions on corporate bond investing and our recommendations.
Shortly after The Bondcast and Super Bondcast conclude, we post recordings in the Bondsavvy subscriber area.
Bondsavvy founder and fixed income expert Steve Shaw presents new corporate bond recommendations on The Bondcast. Purchase a Bondsavvy subscription to join. Recording available to subscribers shortly after live event concludes.
Bondsavvy updates the buy/sell/hold ratings on its 62 corporate bond recommendations. Exclusive one-hour interactive webinar for Bondsavvy subscribers only. Recording available to Bondsavvy subscribers shortly after event concludes.
62 current buy/hold corporate bond
recommendations
4 to 5
new bond picks each quarter via webcast
Quarterly
buy/sell/hold updates via webcast plus additional email
updates
'Bondsavvy
Forum' to ask questions
