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Institutional-Grade Research for Self-Directed Investors

Stop Settling for Weak Bond Fund Returns.

Get institutional-grade corporate bond picks, clear Buy/Sell/Hold ratings, and transparent flat-fee pricing. You maintain full control through your own brokerage account; we do the heavy lifting.

Choose Your Plan Calculate Your Fee Savings →

Trusted by self-directed investors at

Fidelity Charles Schwab E*TRADE Interactive Brokers Vanguard

Why Self-Directed Investors Choose Bondsavvy

Traditional bond funds and ETFs siphon away your returns with hidden fees and unknown future distributions. They also lack the transparency and potential upside of owning individual bonds.

Own the Actual Bond

Bond funds lack the predictability of fixed coupon payments and maturity dates. By owning individual bonds, you can lock in high long-term income and protect principal at maturity.

Reduce Your Fees & Boost Returns

Traditional advisors and bond funds charge a percentage of your assets every year. Bondsavvy charges a transparent flat fee. With Bondsavvy, the more you invest, the less you pay per dollar invested.

You Maintain Control

High bond-fund turnover means you never know what you're investing in. Execute our high-conviction Buy, Sell, and Hold recommendations directly through the existing online brokerage account you fully control.

Choose the Right Plan & See Your Savings

No AUM fees, no hidden percentages. Compare our flat fee directly against your portfolio size.

Basic Service

Smaller set of picks but same investment-analysis rigor of Premier.
$245
Billed annually · Save $71 vs. quarterly
  • 13 current buy recommendations
  • 5 to 6 new picks per year
  • Investment-grade bonds only
  • Quarterly buy/sell/hold updates
Join Basic Service

Put Our Fee in Perspective

Compare Bondsavvy flat fees against traditional 1% AUM advisors based on your tier and plan term.

Selected Term: 1 Year $925total
$250,000
Bondsavvy Premier Fee (Implied Annual): $925/ yr
Effective Cost Percentage: 0.25%
Traditional 1% AUM Advisor Fee: $2,500 / yr
Annual Savings with Bondsavvy: $1,500 / yr

Calculations reflect implied annual fee based on selected service tier and plan duration.

Frequently Asked Questions

Got questions about how Bondsavvy works? We have answers.

No. Bondsavvy is an independent research publisher, not a brokerage or advisory firm. You execute all Buy, Sell, and Hold recommendations through your own brokerage account (Fidelity, Schwab, E*TRADE, etc.) and maintain 100% custody of your funds at all times.
The Basic service focuses strictly on investment-grade corporate bonds and offers a smaller number of bond recommendations (currently 13). The Premier service covers both investment-grade and high-yield opportunities, has a larger number of picks (currently 67), and provides 16 to 20 new picks per year, on average. Both services have the same investment-analysis rigor, exclusive quarterly updates on all picks, and offer Bondsavvy Forum, an area to submit questions.
We recommend corporate bonds that are widely available and actively traded on online bond investing platforms such as Fidelity.com, Schwab, Interactive Brokers, E*TRADE, and others. Investing in bonds online ensures subscribers can access the best-available prices at low trading costs. Non-US subscribers typically use either Interactive Brokers are a local brokerage that can access US corporate bond offerings.
Our proprietary bond research and specific CUSIP buy lists are of high value. As soon as you subscribe to Bondsavvy, you gain immediate access to all current recommendations and the webcast and written presentations supporting them. Offering free trials would compromise the value of our active buy recommendations for paying subscribers.

I founded Bondsavvy to make bond investing simple and more profitable for individual investors. We cut through the clutter and market noise to recommend individual corporate bonds that can outperform bond funds and ETFs over the long term.

Money market yields have fallen to the low 4s, and the paltry 1.28% S&P 500 dividend yield is near 24-year lows. As of May 15, 2025, Bondsavvy’s 61 bond recommendations had a median YTM of 5.75%, and 20 buy/hold picks had YTMs of at least 6.20%.

With the fixed coupons of corporate bonds, investors can lock in today's higher yields for the long term, something that is not possible with bond funds, ETFs, and dividend stocks.

Let’s get Bondsavvy!

Steve Shaw
Steve Shaw Founder & President

Learn More About Corporate Bond Investing and Bondsavvy

Where To Buy Corporate Bonds Bondsavvy's Corporate Bond Returns How To Build a Bond Portfolio