Increase your investment returns with direct investments in individual corporate bonds.

 

     

High Return Investments. Lowest Investment Fees.

Through June 30, 2019, subscribers who bought 5 bonds of each BondSavvy corporate bond recommendation made 38x more in investment returns than they paid in BondSavvy subscription fees (1). Individual investor subscribers pay a flat fee regardless of how much they invest, and they buy bonds online through their own brokerage. Subscribers who bought 25 bonds of each BondSavvy recommendation made 189x current BondSavvy fees, and the BondSavvy fee represented 0.03% of what they invested. Here’s how it has worked:

If you bought this many bonds of each recommendation made from 9/26/17 through 3/15/19:
You have paid BondSavvy subscription fees of (1):
You have invested this amount in individual corporate bonds (2):
You achieved this total return (3):
Your total return as a multiple of BondSavvy’s fee was:
Your return on investment net of BondSavvy subscription fees:
Annualized BondSavvy subscription fee as % of amount invested (4):
5
$485
$158,376
$18,391
38x
11.3%
0.17%
25
$485
$791,880
$91,956
189x
11.6%
0.03%


PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. SUBSCRIBERS' ACTUAL RESULTS MAY VARY BASED ON WHEN SUBSCRIBERS BOUGHT AND SOLD BONDS WE RECOMMENDED BUYING AND SELLING.

(1)
Assumes pro-rata subscription fee, from September 26, 2017 through June 30, 2019, for our current “Billed Biennially” plan for individual investors, which costs $23 per month billed biennially and has been in effect since October 2018. Prior to introducing this subscription plan, we had more-expensive subscription plans, which would have increased the fee assumption in this table. From September 26, 2017 through March 2018, our monthly fee was $75 and, from April 2018 through September 2018, our implied monthly fee under our two-year subscription plan was $29.  

(2)With respect to the amount invested, assumes subscriber invested in each BondSavvy recommendation made between September 26, 2017 through March 15, 2019. Assumes proceeds from the sale of Monitronics bonds on September 14, 2018 were reinvested in purchases of other BondSavvy bond recommendations. Amount invested reflects the market value for the purchased bonds.  Please click here to see investment return details for each recommended corporate bond.  

(3)Total investment returns include interest income and capital appreciation or losses for each fixed income investment. Investment returns calculated from the day prior to the recommendation date until (i) June 30, 2019 for bonds that have yet to be sold or (ii) until the sell date for bonds that have been sold. Please click here for details on which recommendations have been sold.

(4)Assumes annualized subscription fee of $276, equivalent to $23 per month based on our “Billed Biennially” subscription plan.  Per footnote 1, prior to October 2018, BondSavvy had more-expensive subscription plans, which would have increased figures shown in this row of the table.  

How To Make Direct Investments in Corporate Bonds

Making direct investments in fixed income rather than through a bond mutual fund or bond ETF offers many advantages, such as higher potential fixed income returns, greater investment transparency, contractual interest payments, a maturity date, and the lowest investment fees. That said, there are thousands of individual corporate bonds from which to choose, and it can be difficult to decide which corporate bonds to buy.

BondSavvy empowers subscribers to make successful buy/sell bond investment decisions.

BondSavvy narrows the universe of corporate bonds to a select number we recommend to our subscribers. We then monitor our recommended bonds and issuing companies and decide whether to recommend buying more bonds, holding recommended bonds, or selling previously recommended bonds. Our subscribers follow the below three steps when making direct investments in corporate bonds:

 

Watch The Bondcast

BondSavvy empowers you to invest in corporate bonds by presenting the best bonds to buy during The Bondcast, a subscriber-only investment webinar we host six times each year.

 

Make Direct Investments

You decide which of our recommended bonds to buy and make direct investments through your own online brokerage. Investing in bonds online is an efficient and competitive marketplace, where individual investors can trade at bond prices that are competitive with large bond funds.

 

Lock in Bond Investment Returns

Our goal is to maximize the total return on each corporate bond we recommend.  Bond prices have ceilings and cannot increase in value to the extent stocks can.  We therefore advocate selling bonds prior to maturity when we believe a recommended bond has maximized its return and run out of upside potential.

Upcoming Investment Webinars & Presentations

Webinar with Fidelity - Rethinking Bond Investing August 6, 2019

The Bondcast - New Bond Recommendations August 29, 2019

AAII Washington, DC Metro Presentation September 21, 2019

AAII Orange County (Calif) October 5, 2019

AAII Southeast Florida Presentation (Delray Beach) October 15, 2019

AAII Central Florida Presentation (Winter Park) October 16, 2019

AAII Southeast Florida Presentation (Fort Lauderdale) October 16, 2019

AAII Southwest Florida (Sarasota) October 17, 2019

BondSavvy Office Hours October 22, 2019

Super Bondcast - Recommendation Updates November 15, 2019

The Bondcast - New Bond Recommendations December 12, 2019

Learn How To Invest Money in the Corporate Bond Market

The only investment blog dedicated to investing in individual corporate bonds

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