Bond fund investors are leaving money on the table. Don't be one of them.

For years I have purchased individual stocks relying on the wealth of information available on line and in various newsletters to guide my choices. However, for the purchase of individual corporate bonds, an essential part of any portfolio, I knew of nothing comparable. Bond mutual funds were my only choice but I had no input over what bonds were actually in the portfolio. Further, since it was a fund, a maturity date was non-existent.

Then along came Steve Shaw and his company, Bond Savvy. This is an excellent service in which Steve periodically presents several possible bond purchases but allows me to choose which bond to buy, or to buy all, or none of them!. He has already done all the homework necessary to present the credit worthiness of a particular company. He does a superb job, not only of showing the essential financial metrics of a company, but also in giving one an overall view of the company including its present and future prospects. When he's done presenting his picks, you have all you need to know to make your buy...or not....decision. Further, he is with you every step of way in that he provides monitoring of his picks to inform whether to buy, sell or hold. He is always available by phone or email to answer any question in addition to having an on-line session completely devoted to doing the same. And his primary thesis has held up, namely, that one is able to obtain returns from individual corporate bonds comparable to that of individual stocks, something I thought was not possible.

Bottom line: Steve provides a service that is cheap at twice the price. I highly recommend it!

I met Steve when he presented to our AAII chapter about a year ago. I was very impressed and decided to give his advisory service a try. I couldn't be MORE pleased.

Up until now I had just used bond funds to invest that portion of my portfolio. I had never been particularly pleased with that route but the time required to research individual bonds was way beyond what I was willing to do.

Steve was a godsend. He does the research and narrows the 1000's of corporate bonds down to a manageable few. His background in the industry is obvious. His picks have been spot on.

I am SO glad that I ran into Steve and even more glad that I decided to subscribe. It has been a really great experience.

I have been very happy as a member of BondSavvy. Purchasing carefully selected corporate bonds and seeking capital gains on these bonds while collecting interest is, in my opinion, a great way to seek equity-like returns while incurring no more than the level of risk commensurate with holding investment-grade bond funds. BondSavvy helps by making specific buy, hold, and sell recommendations based on independent analysis of the companies issuing the bonds. This analysis replaces reliance on commercial bond ratings and is a better indicator of future bond performance. Recommendations and supporting information are provided in a well-organized way on the BondSavvy web site. In addition, frequent "BondCasts" allow subscribers to hear the investment rationale explained by Steve Shaw and to ask specific questions. I really feel this is a top-notch service with a great investment strategy, especially in these uncertain times.

I've been a BondSavvy subscriber for over a year and am very pleased with the service and value provided.

Steve provides a ton of information and knowledge around his corporate bond recommendations. He provides new recommendations 4 times per year, as well as semi-annual updates on how the prior recommendations are performing (Super Bondcast). He's proven to be open to suggestions from subscribers on the meeting format and recommends when to buy, hold or sell these investments. Also, what you get here is a solid education in corporate bond investing, which I really like. Both investment grade and high yield bonds are recommended (along with solid metrics and the reasons why).

I strongly recommend BondSavvy if you want to do your own bond investing and learn in the process. In short, you'll get excellent advice, education, transparency and value.

Listen, if you want clear, actionable bond recommendations and, by the way, learn more about the corporate bond markets, BondSavvy is where you need to be.

I have been a subscriber to BondSavvy since its inception. It has given me the knowledge and confidence to make individual bond investments a significant portion of my portfolio. I've been shifting money from my low return bond funds to Steve's recommendations. Overall return combining bond interest and capital growth have been over 10% per year. This compares to maybe 2 to 3% in the bond funds.

BondSavvy does the hard work and deep dive into company metrics and market dynamics to find hidden gems in the bond market. They provide recommendations of what to buy, followed regularly with updates and recommendations to sell.

The web site is easy to use and has all the information needed to track your bonds.

If you want to move out of the rut of low return fixed income investments to respectable returns, I highly recommend BondSavvy.