We Empower Individual Investors To Increase Their Returns

Steve Shaw founded BondSavvy on April 28, 2017 to empower individual investors to benefit from the income, growth, and capital preservation individual corporate bonds can provide.  The company launched its website in June 2017 and made its first set of corporate bond recommendations during an in-person edition of The Bondcast on September 26, 2017.

We founded BondSavvy to empower our subscribers to achieve returns higher than the leading bond funds and ETFs. We provide new recommendations and updates via live webinars and subscriber emails. We discuss the frequency and additional details of our subscriber communication in the below table:

Before BondSavvy, bond investors had two unappealing choices: 1) sift through thousands of individual corporate bonds and guess which ones to buy and 2) invest in bond funds that often have weak returns and understate bond fund fees by not disclosing fund trading costs to investors.  BondSavvy empowers subscribers to make direct investments in bonds, which reduces costs, increases transparency, and enables investors to maximize returns. Our bond recommendations take the guesswork out of bond investing and save time, as subscribers access thoroughly researched bond recommendations they can add to their portfolios.

We present new bond investment recommendations during quarterly editions of The Bondcast, a live subscriber-only webcast that includes subscriber Q&A.  We host The Bondcast quarterly, shortly after companies complete reporting quarterly financials.  During each edition of The Bondcast, we review the rationale for each corporate bond investment, as well as the prices, YTMs, credit spreads, and liquidity for each recommended corporate bond.  We also review key financial information of the companies issuing our recommended bonds.  To learn more about The Bondcast and our investment process, please click on the following links:

View Sample Edition of The Bondcast
Learn BondSavvy's key investment considerations

We record each edition of The Bondcast and then post the webcast recording and PDF of the presentation in the subscriber area of BondSavvy. We update our recommendations throughout the year, including during quarterly editions of The Super Bondcast, where we update buy/sell/hold recommendations for each previously recommended corporate bond. We supplement our webcasts with an emailed investment newsletter that provides additional recommendation updates and notifications of upcoming subscriber events.

Our goal with each new corporate bond recommendation is that our subscribers can buy or sell the bonds as close to the recommended price as possible.  Generally speaking, while our recommendations have caused significant volume increases in our recommended bonds, for bond recommendations since our first set of recommendations on September 26, 2017, we have only seen material immediate pricing increases for two new buy recommendations, which we made December 17, 2020.  Since then, we have taken several actions to limit the market impact of new bond recommendations, which we discuss in our impact on corporate bond trading blog post.  

In fixed income, market impact is not a concept limited to investors buying individual bonds.  Large institutional investors grapple with this issue every day.  The challenge is that, due to the lack of transparency of bond funds vs. individual bonds, bond fund investors don't know the magnitude of the market impact caused by bond funds buying and selling securities since these investors only see that fund's net asset value per share.  Investors in individual corporate bonds know the exact price at which they buy and sell each bond.    

We recommend subscribers buy bonds online and hold accounts at Fidelity and E*TRADE, which helps ensure subscribers can see all available bond quotes and execute trades at competitive prices and with low commissions.  Corporate bonds trade in a dynamic marketplace, and, while corporate bond prices are typically not as volatile as stocks, there can be market-driven price movements that can result in subscribers transacting above or below our recommended prices.  

As soon as you subscribe to BondSavvy, you gain immediate access to all of our current and previous bond investment recommendations.  This includes access to all prior editions of The Bondcast, where we present new bond recommendations, and The Super Bondcast, where we update existing investment recommendations.  Subscribers receive a tremendous amount of value immediately.  As a result, we do not offer free trials.

We recommend both investment-grade and high-yield corporate bonds. We look for bonds with compelling values that can increase in price and achieve strong total returns. Often times, we find bonds rated below investment grade by the bond rating agencies that, based on their financials, should be rated investment grade. Such bonds often present compelling risk-reward investment opportunities.

Steve Shaw founded BondSavvy to empower investors to benefit from owning individual corporate bonds.  We want individual investors to know everything the world's largest institutional investors know about bond investing.  We host BondSavvy Live, formerly known as BondSavvy Office Hours three times each year where subscribers submit questions regarding corporate bond investing.  Steve then reviews his answers to each subscriber question during the BondSavvy Live webcast.

Click here to watch a previous edition of BondSavvy Live.

No. BondSavvy provides investment recommendations our subscribers use to decide which bonds to buy and when to sell bonds we previously recommended. We do not hold customer assets and our recommendations do not take into account an investor’s particular investment objectives, financial situation, or needs.

BondSavvy subscribers transact through their own brokerage firm such as Fidelity and E*TRADE.  We encourage our subscribers to buy and sell bonds online.