Through January 31, 2020, subscribers who bought 10 bonds of each BondSavvy corporate bond recommendation made $75 in investment returns for each dollar paid in BondSavvy investment fees (1). Individual investor subscribers pay a flat fee regardless of how much they invest, and they buy bonds online through their own brokerage. Subscribers who bought 25 bonds of each BondSavvy recommendation made $188 for each dollar paid in BondSavvy fees, and the current BondSavvy fee represents 0.05% of what they invested. Here’s how it has worked:
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. ACTUAL RESULTS MAY VARY BASED ON WHEN SUBSCRIBERS BOUGHT AND SOLD BONDS WE RECOMMENDED BUYING AND SELLING.
(1) Based
on the current BondSavvy two-year subscription fee, which we introduced December 4, 2019. This fee is slightly higher than
the subscription plan that was in place between October 2018 and December 3, 2019. From September 26, 2017 through March 2018,
our monthly fee was $75 and, from April 2018 through September 2018, our implied monthly fee under our two-year subscription
plan was $29. The implied monthly fee of our current two-year subscription is $28.13. Please click here to view our subscription plans.
(2) Assumes subscriber invested in each BondSavvy recommendation made during the above period. Assumes proceeds from the sale of bonds through October 31, 2019 were reinvested in purchases of other BondSavvy bond recommendations or netted against the total investment amount. Amount invested reflects the offer-side quoted price for the purchased bonds and assumes a 0.1-point markup from the quoted price. Please click here to see investment return details for each recommended corporate bond.
(3) Total investment returns include interest income and capital appreciation or losses for each corporate bond investment. We calculate investment returns from the day prior to the recommendation date until (i) January 31, 2020 for bonds that have yet to be sold or (ii) until the sell date for bonds that have been sold. Please click here for details on investment returns for each corporate bond investment recommendation and to see which recommendations have been sold.
(4) Assumes annualized subscription fee of $337.50 based on our current $675 two-year subscription plan. Per footnote 1, BondSavvy has had higher and lower fees during the course of its history.