Through September 30, 2019, subscribers who bought 5 bonds of each BondSavvy corporate bond recommendation made $36 in investment returns for each dollar paid in BondSavvy subscription fees (1). Individual investor subscribers pay a flat fee regardless of how much they invest, and they buy bonds online through their own brokerage. Subscribers who bought 25 bonds of each BondSavvy recommendation made $181 for each dollar paid in BondSavvy fees, and the BondSavvy fee represented 0.04% of what they invested. Here’s how it has worked:
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. ACTUAL RESULTS MAY VARY BASED ON WHEN SUBSCRIBERS BOUGHT AND SOLD BONDS WE RECOMMENDED BUYING AND SELLING.
(1) Assumes
pro-rata subscription fee, from September 26, 2017 through September 30, 2019, for our current “Billed every two years” plan
for individual investors,
which costs $23 per month billed biennially and has been in effect since October 2018. Prior to introducing this subscription
plan, we had more-expensive subscription plans, which would have increased the fee assumption in this table. From September
26, 2017 through March 2018, our monthly fee was $75 and, from April 2018 through September 2018, our implied monthly fee under
our two-year subscription plan was $29.
(2) Assumes subscriber invested in each BondSavvy recommendation made during the above period. Assumes proceeds from the sale of bonds through May 31, 2019 were reinvested in purchases of other BondSavvy bond recommendations. Amount invested reflects the offer-side quoted price for the purchased bonds and assumes a 0.1-point markup from the quoted price. Please click here to see investment return details for each recommended corporate bond.
(3) Total investment returns include interest income and capital appreciation or losses for each corporate bond investment. Investment returns calculated from the day prior to the recommendation date until (i) September 30, 2019 for bonds that have yet to be sold or (ii) until the sell date for bonds that have been sold. Please note that we recommended sells of two bonds on October 7, 2019, and the returns from these bonds - BNSF 3.90% 8/1/46 (CUSIP 12189LAZ4) and Bed Bath & Beyond 3.749% 8/1/24 (CUSIP 075896AA8) - reflect returns calculated through October 7, 2019. Please click here for details on investment returns for each corporate bond investment recommendation and to see which recommendations have been sold.
(4) Assumes annualized subscription fee of $276, equivalent to $23 per month based on our current “Billed Biennially” subscription plan. Per footnote 1, prior to October 2018, BondSavvy had more-expensive subscription plans, which would have increased figures shown in this row of the table.